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Grow & Protect your assets with Your Visionary Life Speciali
Welcome to Your Visionary Life Specialist, LLC Insurance
At Your Visionary Life Specialist, LLC, I believe in providing top-notch insurance services to my clients. I am committed to providing a range of insurance products that cater to your needs, your budget, & your wants. I am experienced and always ready to assist you in finding the perfect insurance plan that suits your requirements. With my agency, Your Visionary Life Specialist, LLC, you can rest assured that your insurance needs are in safe hands.
About ME
Protecting Futures
I have 20+ years of insurance experience helping clients prepare for the unknown. Ask me about life insurance, education planning, or retirement solutions. I also help companies do the same for their employees. In many cases, we can lower the tax liabilities of the person or company. Of course, every case is different so having a detailed conversation is of great importance. The things I can do for my clients are amazing and quite frankly not well known. That's why I follow a process that allows me to get to know who you are, what your needs and priorities are and I then offer solutions that take into account as many of those priorities as possible. We also want to make sure that the solution(s) fit whatever budget constraints you may have. Plus, I am a broker, which means I have access to 30+ carriers. I have companies that specialize in no health exam life insurance, mortgage protection and acceleration programs, 401k rollovers, supplement retirement plans & programs, proprietary annuity programs, employee benefit programs, and so many other programs.
Who is Symmetry Financial Group?
Symmetry Financial Group is an Independent Marketing Organization (IMO) that links agents like me to some of the best insurance carriers in the industry. Straight from their website:
Safety for your family: It is our goal to provide you with coverage that enables you to live the life you want to live if the unthinkable were to happen. Each of our state licensed representatives are independent brokers, and with that freedom we have the resources to provide you with endless options, the best coverage, and prices that fit your family’s needs. With the ability to shop on your behalf with over 30 top rated insurance companies that we work with, we are confident that we can customize the best plan for you and your family.
Debt Free Life
Are you overwhelmed with debt? Let me help you! This one of my favorite programs. There are so many people that are struggling with what feels like an avalanche of never ending of debt. It becomes so overwhelming and can just crush your spirit. Then, when you seek help, many financial experts won't tell you how to actually eliminate the debt. They simply try to put you in a program that kills your credit, sell you a product that does nothing but add another expense, or if you do have assets, they want you to roll them under them to manage. How does that truly help you? What I do is different! I will help you become debt free by helping you find inefficient dollars you are already spending. We've helped people get out of debt in as little as three to 27 years. And yes, that includes their mortgage! To get out of debt is a liberating feeling. But, it takes a plan. Contact me and lets get to work taking that load off your shoulders!
Trust & Relationships
The greatest plan in the world means nothing if you don't trust the solution or can't afford the solution. That's why the #1 thing we must do is to create a relationship where we trust each other. It is my sincere hope that you see that I approach things differently. Some cases are quick and simple. Others are complex and may take several appointments. Most, are in the middle of those two extremes. I tell my clients two things on a consistent basis. #1 My job is to gather information and educate you on both the pros & cons of each option. #2 Most people won't remember all the specific details of their plan but will remember how I took care of them & was dedicated to helping them solve their unique issues. That is my promise to each and every client I sit down with.
Schedule an appointment with me and decide for yourself. =)
PROTECT YOUR ASSETS WITH YOUR VISIONARY LIFE SPECIALIST
Debt Free Life & Infinite Banking Concept
Traditional Whole Life, Term & Universal Life Insurance Policies
Traditional Whole Life, Term & Universal Life Insurance Policies
Do you dream of living a debt free life? Do you often wonder how other people can accomplish living life without debt? Don't feel that way anymore.
LET ME HELP YOU!
During this process I will share with you long existing programs that can help you achieve you goals and dreams. This includes the process of establishing an infinite banking policy that I can show you how to leverage it to become debt free. To begin the process, we will first sit down, determine where you are, and where you want to go. Then we will tailor a plan to fit your unique situation. No cookie cutter crazy ideas or plans, just a long established programs that works!
Traditional Whole Life, Term & Universal Life Insurance Policies
Traditional Whole Life, Term & Universal Life Insurance Policies
Traditional Whole Life, Term & Universal Life Insurance Policies
The straight forward traditional products people hear about all the time (but still don't understand) are at the core of what we do. We have 10, 15, 20, 25, 30 and even 40-year term products. In addition, we have fabulous traditional whole life and universal life insurance products. The universal life policies range from fixed interest rates to fixed indexed products tied to the S&P 500, Barclays, and many other indexes. All powered by our wonderful partnered carriers and/or Quility Insurance. Plus, as part of Quility, we are remaking the industry by offering many of them on a simplified or no health exam required basis.
Retirement Planning & Insurance
Traditional Whole Life, Term & Universal Life Insurance Policies
Mortgage Protection & Mortgage Acceleration Programs
So many people believe their only retirement tool is their 401k. That is simply not the case. While in most cases, it is the most convenient, it is often forgotten about or under managed. This is where I can help. Firstly, I can direct you to QFA to offer you active management advice for a nominal fee. Secondly, I can show you how to use the word guarantee when discussing your retirement. Would you like to know you can capture gains in the market while never having to worry about going backward. It is possible and may be the right strategy for you. Finally, and I should probably lead with this, I can show you ways to create TAX-FREE retirement using several different strategies that are simply amazing.
Mortgage Protection & Mortgage Acceleration Programs
Employee Retention Strategies and Employee Benefit Programs
Mortgage Protection & Mortgage Acceleration Programs
Do you want to make sure that your family doesn't lose their home if one of the primary income earners passes away prematurely or become critically ill? Do you want to pay your house off early? Once again, I can help! There are several strategies we can use here. We just have to figure out which one is best suited for you.
Employee Retention Strategies and Employee Benefit Programs
Employee Retention Strategies and Employee Benefit Programs
Employee Retention Strategies and Employee Benefit Programs
As a business owner myself, I know the complexity of trying to run a business and handle benefits for employees. So, let me take this off your shoulders. I can do health, dental, vision, & life insurance. Need a 401k, SIMPLE, or SEP? I can help you directly or through my third party brokerage house, Quility Financial Advisors (QFA). I can do all this this with little to no intrusion into your business. Also, do you have key employees that you cannot afford to lose? I can show you ways to create golden handcuffs through key person policies to entice them to stick around. I am not a tax professional, however, I can often bring potential tax breaks to your attention for you to follow up on with your tax professional.
Final Expense/Burial Life Insurance Plans
Employee Retention Strategies and Employee Benefit Programs
Employee Retention Strategies and Employee Benefit Programs
Sometimes it's a very straight forward situation. You, as the client, know exactly what you need or want. Often referred to as burial policies, final exam policies serve that purpose. Are you poor health? Declined by other carriers? Let's look at your circumstance and find the right solution for you!
Critical Illness Policies
Health, Dental, & Vision Insurance - Medicare
Health, Dental, & Vision Insurance - Medicare
How often have we heard of someone getting cancer, having a heart attack, or getting diagnosed with a terminal illness and experiencing financial hardships? Well, we have policies to cover these specific illnesses and we also have life insurance policies with these type of benefits BUILT in! There are so many living benefits availably in life insurance policies but most people are not aware of that.
Health, Dental, & Vision Insurance - Medicare
Health, Dental, & Vision Insurance - Medicare
Health, Dental, & Vision Insurance - Medicare
One of the most common questions I get is whether I sell health, dental, or vision insurance. The answer is, of course. However, I only sell health insurance in group/worksite marketing situations. I do however offer both dental & vision insurance through multiple carriers and on an individual basis.
Medicare and Medicare advantage plans are also available to my clients. Are you turning 65? There is a lot of mis-information out there. Let's talk about the medicines you take, the doctors you see, & select the plan that's right for you! Again, no gimmicks or scare tactics, just honest straight forward discussions about YOU!
Disability Insurance
Health, Dental, & Vision Insurance - Medicare
Disability Insurance
Protecting your income is of great importance. Many people fail to protect themselves from the loss of their own income. Then, if the get injured or ill, they face the hardship of keeping the lights on, food on the table, & a roof over their families head. Let's talk about this situation further. Like all my other solutions, I custom design a policy that fits your needs and budget. I am also a big fan of policies that return all the premium you pay into it after 20 years or age 65. It's a way to get the coverage you need today and then when you get the lump sum back, you can use it to pay down you house, add it back into your retirement plans, or simply do something fun with it. The great thing about it, YOU get to choose what's right for you.